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I wish to have a bank ATM card that can handle simultaneously all my bank accounts maintained with several banks. A single ATM card would be issued by one of my bankers and I would have the facility to register all my other bank accounts maintained with other banks, with that single ATM card. This would reduce the hassle of holding a bunch of ATM cards in your pocket and to memorize too many PINs.
The same thing can be done with Credit Cards as well. This will also reduce the hassle of holding all the credit cards of different banks.