Energy Saving Refrigerator Cozy
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This cozy would pay for itself in time (well I'm not a mathmatical genius over here, but it would pay for itself. Trust me). This padded cozy would cover the top and sides of your conventional refrigerator keeping the cold in and the heat out. It would be attached by another great invention... Velcro and made of fire proof material such that you find in oven mitts. Obviously it would protect most of your refrigerator's surface from scatches, dust, and dirt so all you would have to do is wash the easily reachable front face of it.
Once or twice a year you could remove it and throw it in the washing machine. The Velcro would only be attached at the bottom of the sides. The Cozy could be decorative and only limited by your imagination. This could be a sewing project of your own or a product with different styles and color choices. Works in both warm and cold climates.