We've got smart phones, but what about smart credit cards that, like wallet-sized Lilliputians, tie you down when you're about to spend too much? If in your travels, you find yourself overspending on certain things - in my case, Starbucks iced coffee - this new money management tool could be useful. Through a service called inControl, you can tell your bank to decline your credit card at restaurants after, say, $300 in lunches in a month. Ron Lieber of the New York Times reports that...

Stock Day Trader business. Consider investing in this business if buying and selling is your specialty. Business Overview With the advent of the internet, an entirely new homebased self-employment opportunity has surfaced. This business has the potential to generate six-figure incomes for everyday Americans who become day traders of stocks and commodities. However, this opportunity certainly has a risky downside, as the potential is as great to lose money as it is to make it --...

Why not create multi-account credit cards? This will eliminate the need to carry a separate card for each account. Such a card will allow a user to select the account to draw from (an active account will be indicated with a small blinking light on the credit card); it will be possible to swipe it just like a regular credit card. The card will also have the built-in battery which is good for 4 years of normal use.

Mortgage Broker business. Help clients get the mortgages they need to purchase a home. Business Overview Help people fulfill their dreams of home ownership by becoming an independent mortgage broker. The primary function of the mortgage broker is to bring together people who want to borrow money to buy real estate, with lending institutions that advance funds for the purpose of real estate purchases. It should be noted that the rules and policies for obtaining a mortgage...

Payday Loans And Check Cashing business. This business helps those in need of some financial aid, another way it shows it pays to help. Business Overview Payday loans and check cashing have become one of the fastest growing segments of the financial and investment industry, and for good reason; the profit potential is outstanding. To reinforce this statement considers the following: Typically, a check cashing service will charge customers 3 percent of the total as a service fee...

Online Loans business. Draw customers browsing for loans online. Business Overview Business startup loans, home improvement loans, and automotive loans are all types of financing services that can be featured on an online loans website. Banks, venture capitalists and other lending institutions would pay a yearly fee to be listed and featured on the site as well as be given space within the site to promote and give details about their lending prerequisites and other information....

Tax Accountant business. Help clients organize their taxes to get the biggest return. Business Overview Tax preparation can be time-consuming, detail-oriented, confusing, and, for most people, frightening. Tax laws change frequently, the IRS has a tyrannical reputation, and most of us balk at arithmetic anyway. But if you've got a head for figures, you like solving puzzles of the financial kind, and you can keep up with changing tax laws, this could be the business for you. You...

Tax Preparation Service business. Your accounting and tax prep skills can give customers time to stop and smell the roses in April. Business Overview An accounting background is preferred; however, there are training and certification courses available that will enable you to start your own income tax preparation service as a qualified professional. As in any business, the more you know and the better your skills are, the more you will potentially earn. Though tax preparation...

Franchise Specialist business. Help business owners start franchising their concepts and help smaller franchisors grow their organizations as a franchise specialist. Business Overview Forming a joint venture with a lawyer who specializes in franchise business law could be your first step toward building a successful business as a franchise specialist. A franchise specialist service seeks opportunities in two ways. In the first way the specialist looks for small, independently...

Online Venture Capital Forum business. Help investment-seekers from far and wide with an online VC resource. Business Overview With more than 700,000 new business ventures being started every year in the United States, developing an online venture capital or 'angel' forum has the potential to make you rich. A very healthy percentage of these 700,000 new business ventures require money to make them work, and securing financing to start or expand a business is one of the largest...